DEBT RECOVERY OFFICER AT WESTFIELD CONSULTING LIMITED | DEBT RECOVERY JOBS IN LAGOS

About Company:

Westfield Consulting Limited - Our client in the Financial Sector (Microfinance Bank) is recruiting qualified and passionate candidates to fill the position above.

Job Description:

We are seeking a high-velocity and structurally elite Debt Recovery Officer to anchor the liquidity engine of our financial operations. In a specialized credit landscape where institutional momentum is dictated by the speed of recovery and the precision of the loan portfolio success is defined by "Capital Sovereignty", the ability to harmonize persistent collection efforts with the clinical precision required for Negotiation, Demand Issuance, and Portfolio Monitoring. This role is designed for a "Recovery Architect" with a Bachelor’s Degree and 1–3 years of experience who can blend "Diplomatic Grit" (managing difficult client interactions) with the "Strategic Agility" required to conduct field visits and track down non-performing accounts using lawful and professional means.

Requirements:

1. Orchestration & Portfolio Governance

• Monitoring Sovereignty: Monitor the loan portfolio daily to identify non-performing and overdue accounts with millimetric focus, acting as the primary "Source of Early Warning."

• Review Architecture: Liaise with collections officers to review account statuses and recovery strategies, providing the "Structural Foundation" for systematic capital retrieval.

• Integrity Stewardship: Ensure all recovery activities are conducted ethically and in compliance with regulatory standards, ensuring the "Source of Institutional Reputation" is elite and uncompromised.

2. Tactical Resilience & Negotiation Logic

• Engagement Sovereignty: Contact defaulting clients via calls and formal demand notices, acting as the primary "Source of Repayment Urgency."

• Negotiation Architecture: Engage clients in constructive discussions to explore repayment solutions and document agreed terms, providing the "Functional Foundation" for restructured debt success.

• Field Stewardship: Conduct professional field visits to clients and track relocated accounts using lawful means, maintaining the "Source of Tangible Recovery Presence."

3. Operational Integrity & Reporting Power

• Documentation Sovereignty: Maintain accurate records of all recovery activities and client interactions, acting as the primary "Source of Data Accountability."

• Escalation Architecture: Identify and escalate high-risk accounts to management for further action, providing the "Relational Foundation" for high-level risk mitigation.

• Velocity Logic: Utilize 1–3 years of credit management expertise to resolve repayment roadblocks in real-time, maximizing the "Source of Fiscal Throughput."

Qualifications and Skills:

Professional Profile

• Education: Bachelor’s Degree in Finance, Accounting, Business Administration, or a related field.

• Experience: 1 – 3 years of proven experience in loan recovery, debt collection, or credit management.

• Domain Power: Deep understanding of debt recovery procedures and relevant financial regulations.

• Attributes: High level of integrity, professionalism, and the ability to remain calm under pressure.

Core Competencies

• Negotiation Grit: Exceptional communication skills and the ability to handle difficult or high-risk clients.

• Capital Sovereignty: Strong analytical and problem-solving skills to identify reasons for default and create solutions.

• Execution Power: Willingness to undertake field visits and operate within a high-stakes financial environment.

Salary

Application Closing Date: Not specified

Application Instructions:

Interested and qualified candidates should send their current CV to: victor.allu@westfield-consulting.com using the Job Posiiton as the subject of the email.

Note: Only shortlisted candidates will be contacted.