CLUSTER LOAN OFFICER (TRADER FINANCE) AT CONFIDENCE MICROFINANCE BANK | LOAN OFFICER JOBS IN KWARA

About Company:

Confidence Microfinance Bank is recruiting suitable candidates o fill the position above.

Job Description:

We are seeking high-velocity and strategically elite Cluster Loan Officers to anchor the credit engine of our trader loan product. In the specialized landscape of daily-income finance, success is defined by "Market Sovereignty", the ability to harmonize the needs of market women, POS agents, and artisans with the clinical precision required for Loan Origination, Repayment Discipline, and Cluster Ownership. This role is designed for a "Liquidity Architect" with 1–3 years of experience who can blend "Street Grit" (onboarding traders and handling daily cash collections) with the "Strategic Agility" required to manage associations and market leaders.

Requirements:

1. Origination Orchestration & Cluster Governance

• Market Sovereignty: Identify and onboard qualified traders within assigned hubs with millimetric focus, acting as the primary "Source of Portfolio Growth."

• Relationship Architecture: Build high-fidelity ties with trader associations and market leaders, providing the "Structural Foundation" for sustainable lead generation.

• Education Stewardship: Articulate loan structures and repayment benefits to daily-income earners, ensuring the "Source of Borrower Understanding" is elite.

2. Tactical Resilience & Collection Logic

• Repayment Sovereignty: Drive daily and weekly loan collections with clinical precision, acting as the primary "Source of Portfolio Liquidity."

• Discipline Architecture: Maintain rigorous repayment schedules within your cluster, providing the "Analytical Foundation" for low default rates.

• Recovery Stewardship: Follow up aggressively on overdue accounts and overdue interest, maintaining the "Source of Capital Recovery."

3. Network Integrity & Performance Power

• Ownership Sovereignty: Take full responsibility for the financial health of your assigned area, acting as the primary "Source of Regional Accountability."

• Network Architecture: Build a robust and reliable borrower network within your cluster, providing the "Visual Foundation" for long-term scalability.

• Velocity Logic: Utilize 1–3 years of field credit expertise to meet weekly acquisition and repayment targets, maximizing the "Source of Cluster Revenue."

Qualifications and Skills:

Professional Profile

• Experience: 1–3 years in Microfinance, Field Credit, Agency Banking, or FMCG Sales.

• Education: Minimum of OND, HND, or BSc Degree in any discipline.

• Market Mastery: Strong understanding of informal markets, trader behavior, and daily-income dynamics.

• Traits: Street-smart, assertive, results-driven, and comfortable with daily field operations.

Core Competencies

• Field Grit: Ability to work on the field daily and handle cash collections with integrity.

• Operational Sovereignty: Strong relationship-management skills within trader environments.

• Resilient Mindset: Capable of handling high-pressure recovery situations and meeting targets.

Salary

Application Closing Date: Not specified

Application Instructions:

Interested and qualified candidates should forward their CV to: support@confidencebank.ng using the Job Position as the subject of the email.