CARDS AND ELECTRONIC TRANSACTION OFFICER AT SOURCE MICROFINANCE BANK | BANKING JOBS IN LAGOS

About Company:

Source Microfinance Bank is a digital bank with a focus on how to serve you better always! At Source Credit, we have our plans to serve you better right at the center of all we do, and our service offerings. We also ensure we give the best customer service experience that is tailored just for you. Source Microfinance Bank is poised to change the face of banking in Nigeria. We are reinventing banking to empower a generation.

Job Description:

We are seeking a high-velocity and technically elite Cards and Electronic Transaction Officer to anchor the digital payment engine of our Lagos operations. In a specialized financial landscape where institutional stability is dictated by the speed of card issuance and the security of the transaction success is defined by "Payment Sovereignty", the ability to harmonize card product development with the clinical precision required for PCI DSS Compliance, Fraud Mitigation, and Strategic Vendor Management. This role is designed for a "Transactional Architect" with 5 years of card management experience who can blend "Technical Grit" (mastering core banking applications) with the "Strategic Agility" required to scale co-branded partnerships with Mastercard or Visa.

Requirements:

1. Orchestration & Product Governance

• Development Sovereignty: Oversee the design and launch of new card products (Credit, Prepaid, Fuel) with millimetric focus, acting as the primary "Source of Market Alignment."

• Operational Architecture: Ensure the smooth day-to-day delivery of card services, including activation and maintenance, providing the "Structural Foundation" for seamless payment experiences.

• Integrity Stewardship: Maintain strict compliance with PCI DSS standards and regulatory requirements, ensuring the "Source of Data Security" is elite and uncompromised.

2. Tactical Resilience & Risk Logic

• Risk Sovereignty: Manage fraud detection and data breach prevention protocols, acting as the primary "Source of Institutional Protection."

• Partner Architecture: Liaise with card manufacturers and global service providers (Visa/Mastercard), providing the "Functional Foundation" for white-label and co-branded success.

• Resolution Stewardship: Handle escalated customer complaints regarding stolen cards and technical failures, maintaining the "Source of Client Recovery."

3. Operational Integrity & Analytical Power

• Analytics Sovereignty: Monitor card product performance through transaction volume and usage data, acting as the primary "Source of Strategic Insight."

• Collaboration Architecture: Work closely with IT, Marketing, and Compliance teams, providing the "Relational Foundation" for unified card program execution.

• Velocity Logic: Utilize Core Banking Solution expertise and Microsoft Excel to resolve processing bottlenecks in real-time, maximizing the "Source of Payment Throughput."

Qualifications and Skills:

Professional Profile

• Education: Bachelor’s Degree in a Business-related field.

• Experience: Minimum of 5 years of card management experience specifically in the financial services sector.

• Technical Power: Compulsory experience in the use of Core Banking Applications/Solutions.

• Project Mastery: Proven history of managing card business projects and strategic partnerships.

Core Competencies

• Technical Grit: High efficiency in using Microsoft Office (Excel, PowerPoint, Teams) and payment processing tools.

• Operational Sovereignty: Sound planning and organizational skills with the ability to work under minimal supervision.

• Execution Power: Excellent active listening, communication, and time management skills for cross-functional leadership in Lagos.

Salary

Application Closing Date: Not specified

Application Instructions:

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